Fee Model

use.com implements a transparent, competitive fee structure designed to attract both retail and institutional traders while ensuring sustainable revenue generation. Our tiered fee model rewards high-volume traders and token holders with significant discounts.

Base Fee Structure

Spot Trading Fees

Our spot trading fees are structured around a maker-taker model that incentivizes liquidity provision:

Volume Tier	30-Day Volume (USD)	Maker Fee	Taker Fee
VIP 0	< $50,000	0.10%	0.15%
VIP 1	$50,000 - $500,000	0.08%	0.13%
VIP 2	$500,000 - $2,000,000	0.06%	0.11%
VIP 3	$2,000,000 - $10,000,000	0.04%	0.09%
VIP 4	$10,000,000 - $50,000,000	0.02%	0.07%
VIP 5	$50,000,000 - $100,000,000	0.01%	0.05%
VIP 6	> $100,000,000	0.00%	0.03%

Fee Calculation Formula: $Fee = Trade\_Value \times Fee\_Rate$

Example:

• Trade: Buy 10 BTC at $50,000 = $500,000

• User Tier: VIP 1 (Taker)

• Fee: $500,000 × 0.13% = $650

Margin Trading Fees

Margin trading incurs both trading fees and interest charges:

Trading Fees: Same as spot trading based on volume tier

Interest Rates:

Asset	Hourly Rate	Daily Rate	Annual APR
USDT	0.002%	0.048%	17.52%
USDC	0.002%	0.048%	17.52%
BTC	0.001%	0.024%	8.76%
ETH	0.0015%	0.036%	13.14%
Major Alts	0.003%	0.072%	26.28%

Interest Calculation: $Interest = Borrowed\_Amount \times Hourly\_Rate \times Hours\_Held$

Example:

• Borrowed: 100,000 USDT

• Duration: 48 hours

• Interest: 100,000 × 0.002% × 48 = $96

Perpetual Futures Fees

Volume Tier	30-Day Volume (USD)	Maker Fee	Taker Fee
VIP 0	< $100,000	0.02%	0.06%
VIP 1	$100,000 - $1,000,000	0.015%	0.05%
VIP 2	$1,000,000 - $5,000,000	0.01%	0.04%
VIP 3	$5,000,000 - $25,000,000	0.005%	0.03%
VIP 4	$25,000,000 - $100,000,000	0.00%	0.02%
VIP 5	> $100,000,000	-0.005%	0.015%

Negative Maker Fees: VIP 5 traders receive rebates for providing liquidity.

Funding Rate Fees: Separate from trading fees, paid between long and short positions every 8 hours.

Token Holder Discounts

Holding use.com native tokens provides additional fee discounts:

Discount Tiers

Token Holdings	Discount Level	Fee Reduction
1,000 - 5,000	Bronze	5%
5,000 - 25,000	Silver	10%
25,000 - 100,000	Gold	15%
100,000 - 500,000	Platinum	20%
500,000+	Diamond	25%

Discount Formula: $Effective\_Fee = Base\_Fee \times (1 - Discount\_Rate)$

Combined Example:

• Base Fee: 0.10% (VIP 0 Maker)

• Token Holdings: 50,000 (Gold Tier)

• Discount: 15%

• Effective Fee: 0.10% × (1 - 0.15) = 0.085%

Staking Multiplier

Users who stake tokens receive enhanced discounts:

$Staking\_Multiplier = 1 + (0.5 \times \frac{Staked\_Tokens}{Total\_Holdings})$

Maximum Discount: 37.5% (25% base + 12.5% staking bonus)

Example:

• Holdings: 100,000 tokens (Platinum = 20% discount)

• Staked: 80,000 tokens (80% staked)

• Multiplier: 1 + (0.5 × 0.8) = 1.4

• Enhanced Discount: 20% × 1.4 = 28%

• Effective Fee: 0.10% × (1 - 0.28) = 0.072%

Withdrawal Fees

Cryptocurrency Withdrawals

Withdrawal fees cover blockchain network costs with a small platform margin:

Asset	Network Fee	Platform Fee	Total Fee
BTC	Dynamic	0.0001 BTC	~0.0002 BTC
ETH	Dynamic	0.002 ETH	~0.005 ETH
USDT (ERC-20)	Dynamic	1 USDT	~5-20 USDT
USDT (TRC-20)	Dynamic	0.5 USDT	~1 USDT
USDC (ERC-20)	Dynamic	1 USDC	~5-20 USDC

Dynamic Adjustment: Fees adjust based on network congestion to ensure timely processing.

Fiat Withdrawals

Method	Fee	Processing Time
Bank Wire (Domestic)	$10	1-2 business days
Bank Wire (International)	$25	3-5 business days
SEPA	€1	1-2 business days
ACH	$5	2-3 business days
Faster Payments (UK)	£1	Same day

Free Withdrawal Tier: VIP 4+ users receive 5 free fiat withdrawals per month.

Deposit Fees

Cryptocurrency Deposits: FREE (all assets, all networks)

Fiat Deposits:

• Credit/Debit Card: 3.5%

• Bank Transfer: FREE

• Third-party Payment Processors: 1-2%

Special Fee Programs

Market Maker Program

Qualified market makers receive preferential fee rates:

Eligibility Requirements:

• Minimum 30-day volume: $50M

• Minimum maker ratio: 60%

• Maximum spread: 0.1% for major pairs

• Uptime: 95%+

Benefits:

• Maker Fee: -0.01% (rebate)

• Taker Fee: 0.01%

• Dedicated API support

• Co-location options

Rebate Calculation: $Monthly\_Rebate = Maker\_Volume \times 0.01\%$

Example:

• Monthly Maker Volume: $100M

• Rebate: $100M × 0.01% = $10,000

Institutional Trading Program

Large institutions receive customized fee structures:

Tier 1 Institutions (>$500M monthly):

• Negotiated fees as low as 0.00% maker / 0.01% taker

• Dedicated account manager

• Custom API rate limits

• OTC desk access

Tier 2 Institutions ($100M-$500M monthly):

• 0.00% maker / 0.02% taker

• Priority support

• Enhanced API limits

Fee Revenue Model

Revenue Projections

Year 1 Projections:

Quarter	Avg Daily Volume	Avg Fee Rate	Quarterly Revenue
Q1	$50M	0.08%	$3.6M
Q2	$150M	0.07%	$9.45M
Q3	$300M	0.06%	$16.2M
Q4	$500M	0.05%	$22.5M
Total	-	-	$51.75M

Revenue Formula: $Annual\_Revenue = \sum_{i=1}^{365} (Daily\_Volume_i \times Effective\_Fee\_Rate_i)$

Revenue Distribution

Category	Allocation	Purpose
Operations	40%	Infrastructure, salaries, overhead
Development	25%	Product development, R&D
Marketing	15%	User acquisition, partnerships
Token Buyback	10%	Market support, deflationary pressure
Treasury	10%	Strategic reserves, emergencies

Competitive Analysis

Fee Comparison with Major Exchanges

Exchange	Spot Maker	Spot Taker	Futures Maker	Futures Taker
use.com	0.10%	0.15%	0.02%	0.06%
Binance	0.10%	0.10%	0.02%	0.05%
Coinbase	0.40%	0.60%	0.02%	0.05%
Kraken	0.16%	0.26%	0.02%	0.05%
OKX	0.08%	0.10%	0.02%	0.05%
Bybit	0.10%	0.10%	0.01%	0.06%

Competitive Advantages:

• Token holder discounts up to 37.5%

• Negative maker fees for high-volume traders

• Transparent, predictable fee structure

• No hidden fees or charges

Fee Optimization Strategies

For Retail Traders

1. Use Limit Orders: Save 0.05% by being a maker instead of taker

2. Hold Tokens: Achieve 5-25% discount based on holdings

3. Stake Tokens: Enhance discount by up to 50%

4. Increase Volume: Move up tiers for lower base fees

Example Savings:

• Monthly Volume: $100,000

• Strategy: Maker orders + Gold token tier (15% discount)

• Base Cost: $100,000 × 0.10% = $100

• Optimized Cost: $100,000 × 0.085% = $85

• Savings: $15/month (15%)

For Institutional Traders

1. Market Maker Program: Earn rebates instead of paying fees

2. Negotiate Custom Rates: Volume >$500M qualifies for custom pricing

3. OTC Desk: Large trades with zero slippage and minimal fees

4. API Optimization: Reduce latency and improve execution

Fee Transparency

Real-Time Fee Calculator

Users can access a real-time fee calculator showing:

• Current VIP tier based on 30-day volume

• Token holding discount

• Staking multiplier

• Effective fee rate for each product

• Projected monthly fee costs

Fee History & Analytics

All users have access to:

• Complete fee payment history

• Monthly fee summaries

• Fee optimization recommendations

• Comparative analysis with other exchanges

Future Fee Developments

Q2 2025: Introduction of loyalty rewards program Q3 2025: Dynamic fee adjustment based on market conditions Q4 2025: Cross-product fee bundling for multi-product users 2026: Zero-fee trading for specific pairs during promotional periods

Conclusion

use.com's fee model balances competitiveness with sustainability, offering some of the lowest fees in the industry while rewarding loyal users and high-volume traders. Our transparent structure ensures users always know their costs, with multiple pathways to reduce fees through volume, token holdings, and strategic trading.

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Related Sections:

• Token Utility Overview

• Market Making Framework

• Tokenomics Summary